We offer numerous other types of personal insurance policies and solutions, including the following:
Personal Umbrella insurance is the best choice as a "catch-all" insurance policy if any of your legal liability is exceeding your existing policy limits. Umbrella policies add protection on top of your regular liability coverage to further protect the holder's assets and belongings. These specific accidents will, more often than not, cost more than the entirety of your home, auto or boat limits. By adding umbrella insurance, you can cover the difference between what the home, auto or boat insurance pays for and the money you owe. Umbrella insurance is typically less pricey than other policies and gives you the most amount of reassurance that you are protected.
Mobile homes utilize a different policy for coverage than a traditional permanent home requires. Mobile homes, referred to as "manufactured homes," run the risk of all the damages your normal home could incur and therefore can receive a similar type of coverage as homeowners' insurance but through mobile home insurance. The structure itself, your personal property (such as sheds and garages) and personal liability are all listed in a traditional mobile home policy but would not otherwise be covered under regular home insurance. So take care of your mobile home and get the proper type of insurance.
Having fun in the water is a favorite pastime on the coast, but, unfortunately, accidents on the water happen too often. Boaters insurance will protect you and your vessel from any of the liability and damage caused in the event of an accident. There are a wide variety of types, as well as amounts of coverage, so you have the freedom to create a plan that fits your specific needs. A boater's insurance policy will often cover you from the damages caused from a collision, accident, sinking, vandalism and malicious harm.
Strovis Insurance understands how important relaxation is, and, by being properly insured, you can be assured that you're financially secure when cruising America's beautiful highways. By having RV insurance, you can make sure that you are protected for your RV trip, no matter where you're headed. Regardless of whether you're driving a motor home, RV, camper or travel trailer, Strovis Insurance can ensure that you're getting the coverage you need.
Floods are the highest frequency natural disaster that occurs in the United States. If you are a resident of the Carolinas, you are taking a huge risk by forgoing your right to flood insurance. As hurricane season comes around each year, residents of South Carolina are at a very high risk for water and other related damages to their homes. The majority of homeowners' insurance policies do not cover flood damage and many mortgage companies insist residents have it. Most flood insurance policies have a processing period tied to the plan before it becomes effective so act now and prepare your home before it's too late.
In 1886, an earthquake shook Charleston, South Carolina, so horribly it resulted in $23 million in damages to the city. The earthquake traveled through the entirety of the Lowcountry, causing the most damage in Charleston by destroying homes and affecting almost every inch of the city. Believe it or not, South Carolina is located on a major fault line putting it at high risk for earthquakes, which is why it's imperative to discuss your options with your Strovis Insurance agent. We can help you find affordable policies that will protect your home and belongings against devastating earthquakes often not covered in a standard homeowners' policy.